Back to Ask the Diabetes Team Ask the Diabetes Team

From Lanark, Ilinois, USA:

Do you know where I can find term life insurance for my daughter? I have called all the insurance numbers in my phone book and got turned down. Even my own insurance company turned her down. Is there anyone who has type 1 diabetes who has life insurance?


I think the problem is not that your daughter has diabetes, but her age. Assuming she is actually under the age of 18, few companies are willing to insure the lives of children/teenagers on policies taken by their parents. It makes them too attractive a target for foul play. Actuarial tables show that teenagers are not very likely to die from illness but are more likely to die by accident or homicide. When your daughter is over the age of 18, she will be able to obtain term life insurance through an employer or other group risk policy.


Original posting 3 Jan 2005
Posted to Insurance/Costs


  Back to Ask the Diabetes Team Return to the Top of This Page

Last Updated: Tuesday April 06, 2010 15:10:00
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.

This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
By using this site, you agree to our Terms of Use, Legal Notice, and Privacy Policy.
© Children with Diabetes, Inc. 1995-2018. Comments and Feedback.